CG-SACCO is the financial cooperative of the Cereal Growers Association — providing farmers with affordable savings, credit, and agri-financial products tailored to the realities of Kenya's farming calendar.
Most formal financial institutions don't understand the seasonal nature of farming income. CG-SACCO was built specifically for cereal farmers — with repayment schedules aligned to harvest cycles, agri-loan products designed for farm inputs, and processing times that respect farming urgency.
Purpose-built financial products to support every stage of a farmer's life and business cycle.
Start saving today with a minimum deposit and watch your money grow with competitive annual interest.
Loans specifically for farm inputs — seed, fertilizer, and crop protection — repayable at harvest time.
Fast-disbursing emergency funds for medical costs, school fees, or urgent household needs.
Never let school fees interrupt your child's education. Get term-time loans with term-time repayments.
Membership in CG-SACCO is open to all CGA members. Here's how to get started:
You must be an active CGA member. If you're not yet a member, register through your nearest FSC or AC.
Fill out the CG-SACCO membership application form online below, or pick up a physical copy at CGA HQ or any FSC.
Deposit the minimum share capital (KES 1,000) via M-Pesa or cash at CGA HQ.
Your account is activated immediately and you can begin saving and applying for loans.
Complete the form below to apply for CG-SACCO membership. A SACCO representative will contact you within 2 working days to confirm your application.
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